United Security Bancshares - Common Stock (UBFO)
Frequently Asked Questions About United Security Bancshares - Common Stock (UBFO)
Are there any recent news or developments regarding the company?
To stay up to date, it's advisable to check current financial news platforms or the official United Security Bancshares website. The company regularly shares updates on new product launches, growth strategies, partnerships, and community engagement efforts which reflect its commitment to enhancing customer service.
Does United Security Bancshares pay dividends?
Yes, United Security Bancshares has a history of paying dividends to its shareholders, reflecting its consistent profitability and commitment to returning value to investors. The dividend policy is subject to the company's financial performance and strategic considerations and is approved by its board of directors.
How can investors get more information about United Security Bancshares?
Investors can access more information about United Security Bancshares through its official website, where they can find financial reports, stock performance data, corporate governance information, and press releases. Additionally, regulatory filings can be viewed through the Securities and Exchange Commission (SEC) for comprehensive insights.
How does United Security Bancshares contribute to financial literacy?
United Security Bancshares actively participates in promoting financial literacy within its communities by offering educational resources, workshops, and seminars. These initiatives are designed to help individuals and businesses understand financial concepts, improve money management skills, and make informed financial decisions.
How does United Security Bancshares ensure customer security?
Customer security is a top priority for United Security Bancshares. The company employs robust security measures including encryption, multi-factor authentication, and continuous monitoring of accounts to protect sensitive customer information and prevent fraudulent activities.
How has United Security Bancshares performed financially?
United Security Bancshares has demonstrated stable financial performance over the years, consistently showing growth in assets, deposits, and loans. The company focuses on maintaining strong capital ratios and a well-managed balance sheet, which contributes to its resilience and ability to serve customers effectively.
Is United Security Bancshares involved in digital banking?
Yes, United Security Bancshares recognizes the importance of digital banking and has invested in technology to enhance its online banking services. The bank offers mobile banking applications and online account management tools to provide customers with convenient access to their accounts and banking services anytime, anywhere.
What does United Security Bancshares do?
United Security Bancshares is a financial holding company that operates through its subsidiary, United Security Bank. The company primarily engages in providing a range of banking services including commercial and personal banking, mortgage lending, and wealth management services. Headquartered in California, the bank serves both individual and business clients, offering tailored financial solutions to meet diverse needs.
What is the company’s approach to community involvement?
United Security Bancshares prides itself on its community involvement by actively participating in local events and supporting various charitable organizations. The company believes in giving back to the communities it serves through initiatives that foster economic development, financial literacy, and local partnerships.
What is the company’s philosophy regarding customer service?
United Security Bancshares adopts a customer-centric philosophy where exceptional service is considered fundamental to its operations. The company strives to build long-term relationships with its clients by understanding their needs and providing personalized banking solutions tailored to their individual circumstances.
What is the growth strategy of United Security Bancshares?
United Security Bancshares employs a growth strategy focused on expanding its market presence through organic growth, strategic partnerships, and potentially acquisitions. The company aims to increase its customer base by offering innovative banking products and exceptional customer service while navigating regulatory considerations.
What markets does United Security Bancshares operate in?
United Security Bancshares primarily operates in California, with a focus on serving the Central Valley region. The bank has established numerous branches throughout this area, enabling it to cater to the financial needs of both urban and rural communities effectively.
What regulatory body oversees United Security Bancshares?
United Security Bancshares is overseen by several regulatory bodies, primarily the Office of the Comptroller of the Currency (OCC) for federal banking regulation and the Federal Reserve for holding company regulation. These bodies ensure that the bank operates safely and soundly within the regulatory framework established for financial institutions.
What services does United Security Bank offer?
United Security Bank offers a comprehensive range of banking services including personal accounts, business accounts, loans, credit cards, mortgages, and various investment solutions. With an emphasis on customer service, the bank aims to cater to the financial needs of both individuals and businesses, providing tailored products that enhance financial well-being.
What stock exchange is United Security Bancshares listed on?
United Security Bancshares is listed on the NASDAQ stock exchange under the ticker symbol 'UBFO.' This listing allows the company to access capital markets and provides transparency to shareholders and investors, who can easily track the company's performance and share price.
When was United Security Bancshares founded?
United Security Bancshares was founded in 1993, with the goal of providing high-quality banking services to individuals and businesses in its operational regions. Since its inception, the company has grown steadily, expanding its service offerings and geographic presence while maintaining a strong commitment to customer service.
Where is United Security Bancshares headquartered?
The headquarters of United Security Bancshares is located in Fresno, California. This central location allows the company to serve a diverse customer base throughout the Central Valley and surrounding areas, focusing on community banking and local relationships.
Who are the main competitors of United Security Bancshares?
United Security Bancshares faces competition from various local and regional banks, as well as larger national financial institutions. Competitors often include community banks, credit unions, and non-bank financial services providers that offer similar banking products and services in the same geographic region.
Who is the CEO of United Security Bancshares?
As of 2023, the CEO of United Security Bancshares is W. Michael Matus. With extensive experience in the banking industry, Matus leads the company in strategic decisions, overseeing operations and guiding it toward achieving business goals while ensuring sustainability and community engagement.
What is the current price of United Security Bancshares - Common Stock?
The current price of United Security Bancshares - Common Stock is 8.550
When was United Security Bancshares - Common Stock last traded?
The last trade of United Security Bancshares - Common Stock was at 1:40 pm EDT on April 3rd, 2025